RESIDENT INTERACTIVE'S TERMS OF SERVICE
AND CONDITIONS OF USE

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS RELATING TO YOUR USE OF THIS SITE CAREFULLY. By using this site, you are deemed to have agreed to these terms and conditions of use. We reserve the right to modify them at any time. You should check these terms and conditions periodically for changes. By using this site after we post any changes to these terms and conditions, you agree to accept those changes, whether or not you have reviewed them. If at any time you choose not to accept these terms and conditions of use, please do not use this site.

BY CLICKING ON THE "I ACCEPT" BUTTON AND COMPLETION THE REGISTRATION PROCESS, YOU ARE STATING THAT YOU AGREE TO BE BOUND BY ALL OF THE TERMS OF SERVICE AND CONDITIONS OF USE

SCOPE OF TERMS AND CONDITIONS
These terms and conditions apply to your use of all of the sites and services ("Services") owned or operated by Resident Interactive, and any other site that we may own or operate in the future (collectively, "Resident Interactive"). Unless we say otherwise, all references to Resident Interactive, Inc. in these terms and conditions include all such sites. These terms and conditions do not apply to your use of unaffiliated sites to which Resident Interactive, Inc. only links.

DESCRIPTION OF SERVICES
Resident Interactive provides organizations and their members with access to a wide array on-line resources, various communications tools, online forums, personalized content and branded programming. The Services may be accessed and used solely by the organization and its members. Resident Interactive may terminate, modify, or temporarily discontinue the service or any of the features or tools utilized in the service at any time according to these terms. You agree that Resident Interactive will not be liable for any termination, modification, or temporary discontinuance of the Services.

In order to use the Services, users must obtain access to the World Wide Web, either directly or through devices that access web-based content, and pay any fees associated with such access. In addition, users must provide all equipment necessary to make such connection to the World Wide Web, including a computer and modem or other access device.

REGISTRATION OBLIGATIONS
You agree to: (a) provide true, accurate, current and complete information about yourself on the registration form ("registration information") and (b) maintain and promptly update the registration information to keep it true, accurate, current and complete. If you provide any information that is untrue, inaccurate, not current or incomplete, or Resident Interactive has reasonable grounds to suspect that such information is untrue, inaccurate, not current or incomplete, Resident Interactive has the right to suspend or terminate your account and refuse any and all current or future use of the service. You are entirely responsible for maintaining the confidentiality of any passwords and the information stored on the site ("site information") and any usage and activities that occur in connection with use of the site information.

RESTRICTIONS ON USE OF MATERIALS
All materials published by Resident Interactive and its third party providers, including but not limited to text, graphics, names, logos, service marks and trademarks, and information contained on any linked sites (collectively, the "content") are the property of or controlled by Resident Interactive or the party credited as the provider of the content. The organization and its members will respect all proprietary rights of Resident Interactive and its third party providers in and to the content, site name, Services, and site, any products or other services.

You may not modify, copy, publish, display, transmit, adapt or in any way exploit the content of Resident Interactive. You may not publish, display, or commercially exploit any material from or other entities with an interest in the relevant intellectual property unless you request and receive prior written permission from us or other entities with an interest in the intellectual property. To request our permission, you may write to Resident Interactive, Inc. 3355 Lenox Road NE, Suite 450, Atlanta, GA 30326. If permission is granted by us or any other entities with an interest in the relevant intellectual property, you may not change or delete any author credit, trademark, legend or copyright notice.

You must follow and observe all additional copyright notices or other restrictions contained on Resident Interactive.

LINKS
These terms and conditions apply only to Resident Interactive, and not to the sites of any other companies or organizations, including those to which Resident Interactive may link. We are not responsible for the availability of any other site to which Resident Interactive links. We do not endorse or take responsibility for the content, advertising, products or other materials made available through any other site. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of, or reliance on, any content, goods or services available on any other site. You should direct any concerns to that site's administrator or webmaster.

MEMBER CONDUCT
You agree not to use the service to:

1. upload, post, email or otherwise transmit any content that is unlawful, harmful, threatening, abusive, harassing, tortuous, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically or otherwise objectionable;

2. upload, post, email or otherwise transmit any content that is harmful to minors in any way;

3. impersonate any person or entity, including, but not limited to, an Resident Interactive, Inc. official, forum leader, guide or host, or falsely state or otherwise misrepresent their affiliation with a person or entity;

4. forge headers or otherwise manipulate identifiers in order to disguise the origin of any content transmitted through the service;

5. upload, post, email or otherwise transmit any content that the organization does not have a right to transmit under any law or under contractual or fiduciary relationships (such as inside information, proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);

6. upload, post, email or otherwise transmit any content that infringes any patent, trademark, trade secret, copyright or other proprietary rights of any party;

7. upload, post, email or otherwise transmit any unsolicited or unauthorized advertising, promotional materials, "junk mail," "spam," "chain letters," "pyramid schemes," or any other form of solicitation, except in those areas (such as shopping rooms) that are designated for such purpose;

8. upload, post, email or otherwise transmit any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment;

9. disrupt the normal flow of dialogue, cause a screen to "scroll" faster than other users of the Service are able to type, or otherwise act in a manner that negatively affects other users' ability to engage in real time exchanges;

10. interfere with or disrupt the service or servers or networks connected to the service, or disobey any requirements, procedures, policies or regulations of networks connected to the service;

11. intentionally or unintentionally violate any applicable local, state, national or international law, including, but not limited to, regulations promulgated by the U.S. Securities and Exchange Commission, any rules of any national or other securities exchange, including, without limitation, the New York Stock Exchange, the American Stock Exchange or the NASDAQ, and any regulations having the force of law;

12. "stalk" or otherwise harass another; or

13. collect or store personal data about other users.

INTERACTIVE FORUMS
An "interactive forum" means any message board, chat room, or similar interactive service appearing on Resident Interactive. You must register and comply with instructions that you will find on Resident Interactive in order to contribute to any interactive forum.

You may not post on any interactive forum any material that is libelous, defamatory, obscene, abusive, invades a person's privacy, violates any intellectual property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner. You may not post material known to be false. You may not post or transmit any information, software or other material that contains a virus or other harmful component.

We are not responsible for material appearing in any interactive forum on Resident Interactive, except for material signed by an identified representative of Resident Interactive acting within the scope of their responsibilities. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, or otherwise unacceptable. We also reserve the right to edit materials for any other reason. Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings.

NO RESALE OF SERVICE
You agree not to reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the service, use of the service, or access to the service.

TERMINATION
We may, at our discretion, terminate the registration of any user who violates any of the terms and conditions of use.

COPYRIGHT COMPLAINTS
We respect the intellectual property rights of others, and require that the people who use Resident Interactive do the same. In appropriate circumstances, we will terminate the registration of any forum user who is responsible for repeat acts of copyright infringement.

The designated agent to receive notification of claimed infringement under the Digital Millennium Copyright Act of 1998 is President, Resident Interactive, Inc., 817 West Peachtree Street, NW, Suite 400, Atlanta, GA 30308 or e-mail at copyrightagent@residentinteractive.com.

PASSWORDS
You are responsible for maintaining the confidentiality of your registration information and password. You agree to notify Resident Interactive as soon as you discover any unauthorized use of your password.

DISCLAIMERS
THE SERVICES AND MATERIALS ON THIS SITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.

NEITHER Resident Interactive NOR ANY OF ITS RESPECTIVE LICENSORS OR SUPPLIERS WARRANT THAT ANY FUNCTIONS CONTAINED IN Resident Interactive WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT Resident Interactive, Inc. OR THE SERVER THAT MAKES THE Resident Interactive, Inc. SERVICE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

NEITHER Resident Interactive, Inc. NOR ANY OF ITS RESPECTIVE LICENSORS OR SUPPLIERS WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT Resident Interactive, Inc. OR ANY OF ITS RESPECTIVE LICENSORS OR SUPPLIERS) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR OR CORRECTION.

APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

We do not endorse, warrant or guarantee any products or Services offered on Resident Interactive. We are not a party to, and do not monitor, any transaction between users and third party providers of products or services.

LIMITATION OF LIABILITY
UNDER NO CIRCUMSTANCES, INCLUDING BUT NOT LIMITED TO NEGLIGENCE, WILL Resident Interactive OR ANY OF ITS RESPECTIVE LICENSORS OR SUPPLIERS BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON Resident Interactive, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU. IN NO EVENT SHALL THE TOTAL LIABILITY TO YOU BY Resident Interactive OR ANY OF ITS AFFILIATED COMPANIES OR ANY OF ITS OR THEIR RESPECTIVE LICENSORS OR SUPPLIERS FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU TO Resident Interactive, IF ANY, FOR ACCESSING Resident Interactive.

INDEMNITY
You agree to defend, indemnify and hold harmless Resident Interactive, Inc., its representatives, officers, directors, and employees from all liabilities, claims, costs, and expenses, including attorneys fess, that arise with your use of the site, your posting, downloading or transmission of all communications or material on this site or from your violation of applicable law.

NO PERSONAL ADVICE
The information contained in or made available through Resident Interactive, Inc. (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, financial, medical, or legal matters. Neither Resident Interactive nor any of its affiliated companies nor any of its or their respective licensors or suppliers make representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through Resident Interactive. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

PARENTAL PERMISSION
Resident Interactive may, at its discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and Resident Interactive may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

PROPRIETARY RIGHTS
The Services, this site, all content, and all trademarks, including but not limited to all material distributed or presented to the organization or its members through the Services by Resident Interactive or its third party providers or on the linked sites, and all rights and intellectual property rights, are the sole property of Resident Interactive or its third party providers, and are protected by copyrights, trademarks, service marks, patents or other proprietary rights and laws. Any comments, suggestions or ideas or other information submitted to Resident Interactive, Inc. through this website, in writing, by e-mail or otherwise will be the property of Resident Interactive and Resident Interactive will have all rights without any obligation to compensate the organization or its members. All site information will remain the sole property of the organization, its members or any party with rights therein. Any rights not expressly granted herein are reserved.

TRADEMARKS
Resident Interactive, the Resident Interactive logo, and other Resident Interactive, logos and product and service names are trademarks or service marks of Resident Interactive ("Resident Interactive Marks") you agree not to display or use in any manner the Resident Interactive. Marks without Resident Interactive's prior written permission.

PRIVACY POLICY
We are committed to protecting your privacy and security and have explained in detail the steps we take to do so. Please read our Privacy Policy.

GOVERNING LAW
These terms will be governed by and construed in accordance with the State of Georgia, United States of America, where the Resident Interactive offices are located. Accordingly, the laws of the State of Georgia, USA, will be used exclusively to construe, govern, and enforce these terms, excluding all conflict of laws rules. Except as provided in the Injunctive Relief section, any action related to or arising out of these terms will be filed only in the Georgia State Courts or in Federal Courts in the northern district of Georgia and you consent to the jurisdiction of said courts.

INJUNCTIVE RELIEF
In the event you breach or threaten breach of this Agreement, you acknowledge and agree that Resident Interactive will be greatly and irreparably damaged and the damage will be difficult to quantify. Therefore, Resident Interactive may apply to any court of competent jurisdiction in the United States or any other jurisdiction accepting jurisdiction under this specific provision, who, regardless of the Governing Law provision, will apply the laws of its own jurisdiction in determining whether Resident Interactive will be granted injunctive or other equitable relief to stop your breach or your threat of breach, without impairing, invalidating, negating or voiding Resident Interactive's rights to relief in either law or equity.

MISCELLANEOUS
If any of these terms and conditions are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms and conditions, and will not affect the validity and enforceability of the remaining provisions. This is the entire agreement between you and Resident Interactive relating to the subject matter it contains. This agreement may be modified only by our posting of changes to these terms and conditions, or by a writing signed by both parties. Any inquiries concerning these terms and conditions of use should be directed to info@residentinteractive.com.